HMO Landlords Lead UK Housing for Energy Efficiency, Survey Finds
Market Updates

HMO Landlords Lead UK Housing for Energy Efficiency, Survey Finds

Over 60% of HMOs achieve EPC ratings of A-C, outpacing the wider UK housing stock, according to a Paragon Bank survey reported by Mortgage Solutions.

28 July 2026 · 1 min read
Landlords Pay £104m in Unpaid Taxes Amid HMRC Crackdown
Market Updates

Landlords Pay £104m in Unpaid Taxes Amid HMRC Crackdown

Landlords paid £104m in unpaid taxes in 2025/26 as HMRC increased efforts to identify undeclared rental income. Voluntary disclosures reached their highest level since 2018/19.

28 July 2026 · 1 min read
Recovered Appeal: Outline Planning Approved for 300 Homes at Snarlton Farm
Property Regulations

Recovered Appeal: Outline Planning Approved for 300 Homes at Snarlton Farm

A recovered appeal has granted outline planning permission for up to 300 dwellings at Snarlton Farm, Melksham, Wiltshire, with reserved matters except for two access points.

28 July 2026 · 1 min read
FCA Proposes Mortgage Rule Changes to Widen Borrower Access
UK Property News

FCA Proposes Mortgage Rule Changes to Widen Borrower Access

The FCA has proposed reforms to mortgage lending rules, aiming to expand access for first-time buyers, self-employed workers, and older borrowers.

28 July 2026 · 1 min read
Pivot Appoints Clare Atkins as Finance Director Amid Senior Team Changes
Market Updates

Pivot Appoints Clare Atkins as Finance Director Amid Senior Team Changes

Specialist lender Pivot has named Clare Atkins as finance director and announced several senior promotions, including Chris King as chief investment officer.

28 July 2026 · 1 min read
BTL Purchase Mortgage Applications Drop as Landlords Seek Larger Loans
Market Updates

BTL Purchase Mortgage Applications Drop as Landlords Seek Larger Loans

Buy-to-let purchase mortgage applications fell by nearly a fifth year-on-year in Q2 2026, while landlords requested larger average loans, according to Commercial Trust data.

28 July 2026 · 2 min read
Shawbrook Cuts Bridging Application Questions by 40% for Faster Processing
Market Updates

Shawbrook Cuts Bridging Application Questions by 40% for Faster Processing

Shawbrook has reduced the number of questions in its full mortgage application process for bridging loans by around 40%, aiming to speed up and simplify submissions for brokers.

28 July 2026 · 1 min read
ASA Orders Scottish Estate Agent to Amend Comparative Adverts
UK Property News

ASA Orders Scottish Estate Agent to Amend Comparative Adverts

The ASA has instructed RE/MAX Property Specialists in Scotland to amend comparative adverts after finding misleading and unverifiable claims about rival estate agents.

28 July 2026 · 2 min read
Barclays Reports £17.7bn Gross Mortgage Lending in H1 2026
Market Updates

Barclays Reports £17.7bn Gross Mortgage Lending in H1 2026

Barclays increased its gross mortgage lending to £17.7bn in the first half of 2026, up from £15.4bn a year earlier, according to its interim results.

28 July 2026 · 1 min read
Stamp Duty Burden Rises for First-Time Buyers, Connells Group Finds
UK Property News

Stamp Duty Burden Rises for First-Time Buyers, Connells Group Finds

A record 30% of first-time buyers in England purchased homes over £300,000 in 2026, doubling the proportion from a decade ago, according to Connells Group analysis.

28 July 2026 · 2 min read
Help to Buy Wales Scheme Extended Until March 2027
Market Updates

Help to Buy Wales Scheme Extended Until March 2027

Help to Buy Wales has been extended to 31 March 2027, with up to 400 more households expected to benefit. The house price cap remains at £300,000.

28 July 2026 · 2 min read
ModaMortgages Unveils Limited-Edition BTL Range With No Application Fees
Market Updates

ModaMortgages Unveils Limited-Edition BTL Range With No Application Fees

ModaMortgages has launched a limited-edition buy-to-let product range with no application fees, offering fixed rates for single dwellings, HMOs, and MUFBs up to 80% LTV.

28 July 2026 · 1 min read