Lenders Remain Cautious Over Beneficial Ownership Changes Despite Clear Legal Guidance
UK Property News

Lenders Remain Cautious Over Beneficial Ownership Changes Despite Clear Legal Guidance

Many UK lenders remain wary of trusts and beneficial ownership changes, even when legal title and registered charges are unaffected, according to Property118.

26 August 2026 · 1 min read
Increased Competition Spurs New Buy-to-Let Lending Options
Market Updates

Increased Competition Spurs New Buy-to-Let Lending Options

Recent competition in the UK buy-to-let mortgage market has led to new products, rate reductions, and enhanced options for landlords and investors, according to Mortgage Solutions.

26 August 2026 · 3 min read
HMO Planning Refusals Double Across English Councils Since 2021
Market Updates

HMO Planning Refusals Double Across English Councils Since 2021

Planning refusals for houses in multiple occupation (HMOs) have more than doubled since 2021, with approval rates falling and more councils using Article 4 directions.

26 August 2026 · 1 min read
A Day in the Life: Evie Beaumont, IFA at Lincolnshire Independent Financial Advisers
Market Updates

A Day in the Life: Evie Beaumont, IFA at Lincolnshire Independent Financial Advisers

Evie Beaumont, an independent financial adviser in Lincolnshire, describes her daily routine and the varied nature of her work, which includes mortgages, pensions, and client support.

26 August 2026 · 1 min read
HMO Landlords Plan Major Property Upgrades Over Next Year
Market Updates

HMO Landlords Plan Major Property Upgrades Over Next Year

Paragon Bank reports most experienced HMO landlords expect to spend over £10,000 on property improvements in the next 12 months, with a focus on compliance and quality.

26 August 2026 · 2 min read
HMO Landlords Maintain Investment Despite £10,000 Improvement Costs
Market Updates

HMO Landlords Maintain Investment Despite £10,000 Improvement Costs

Over a quarter of HMO landlords expect to spend more than £10,000 on property improvements in the next year, with most planning to maintain or grow their portfolios, according to Paragon Bank research.

26 August 2026 · 2 min read
Spectrum Building Leaseholders Still Paying Mortgages Two Years After Fire
UK Property News

Spectrum Building Leaseholders Still Paying Mortgages Two Years After Fire

Leaseholders of the Spectrum Building in Dagenham are still paying mortgages on destroyed flats two years after a fire, with over 80 residents affected by the freeholder's bankruptcy.

26 August 2026 · 1 min read
Company Ownership Now Accounts for 45% of UK Buy-to-Let Market
Market Updates

Company Ownership Now Accounts for 45% of UK Buy-to-Let Market

Almost half of UK buy-to-let properties are now owned through companies, with company ownership the majority model among landlords with larger portfolios, according to Lendlord data.

26 August 2026 · 1 min read
Limited Company BTL Now Mainstream as Market Splits, Lendlord Reports
Market Updates

Limited Company BTL Now Mainstream as Market Splits, Lendlord Reports

Lendlord's Q3 report finds 45.1% of UK buy-to-let properties are now held through limited companies, with company ownership most common among larger landlords and in northern regions.

26 August 2026 · 2 min read
Later Life Lending Increases in Q2, But Uptake Lags Behind Need
Market Updates

Later Life Lending Increases in Q2, But Uptake Lags Behind Need

UK Finance reports a rise in later life lending in Q2 2026, but notes a gap between the number of older borrowers who could benefit and those actually taking up these products.

26 August 2026 · 2 min read
Pivotal Acquires Wigan-Based Mortgage Firm LR Finance
Market Updates

Pivotal Acquires Wigan-Based Mortgage Firm LR Finance

Pivotal has acquired LR Finance, a mortgage and protection firm in Wigan, as part of its ongoing buy-and-build strategy to expand its mortgage and protection advice services.

26 August 2026 · 1 min read
Later Life Lending Rises Over 20% in Q2, Reports UK Finance
Market Updates

Later Life Lending Rises Over 20% in Q2, Reports UK Finance

Lending to UK borrowers aged 55 and over increased by more than 20% year on year in Q2, according to UK Finance. The value of new loans reached £6.2bn.

26 August 2026 · 1 min read