Major Lenders Cut Mortgage Rates as Asking Prices Drop in August
Market Updates

Major Lenders Cut Mortgage Rates as Asking Prices Drop in August

HSBC, Gen H, and Nationwide have reduced mortgage rates, while Rightmove reports the steepest August drop in asking prices for eight years.

21 August 2026 · 1 min read
Major Lenders Cut Selected Mortgage Rates Amid Volatile Market
Market Updates

Major Lenders Cut Selected Mortgage Rates Amid Volatile Market

Nineteen lenders made mortgage rate changes this week, with most cutting selected fixed rates. The Moneyfacts average two- and five-year fixed rates edged down slightly.

21 August 2026 · 2 min read
IMLA Publishes Guide to Swap Rates and Fixed-Rate Mortgage Pricing
Market Updates

IMLA Publishes Guide to Swap Rates and Fixed-Rate Mortgage Pricing

IMLA has released a guide explaining how swap rates influence fixed-rate mortgage pricing, following recent volatility in the UK mortgage market.

21 August 2026 · 2 min read
Majority of First-Time Buyers Rely on Living at Home to Save for Deposits
Market Updates

Majority of First-Time Buyers Rely on Living at Home to Save for Deposits

Savills research finds 63% of first-time buyers in 2025 lived rent-free with family to save for a deposit, with the trend most pronounced in London.

21 August 2026 · 1 min read
Stonebridge Parent Acquired and August Asking Prices Drop: Top Broker Stories
Market Updates

Stonebridge Parent Acquired and August Asking Prices Drop: Top Broker Stories

Stonebridge's parent company was acquired by BetterHome Group, and August saw the largest asking price drop in eight years, according to Mortgage Solutions' most-read broker stories.

21 August 2026 · 1 min read
Dartford Tops List of Best UK Locations for First-Time Buyers in 2024
Market Updates

Dartford Tops List of Best UK Locations for First-Time Buyers in 2024

New research identifies Dartford as the leading UK area for first-time buyer mortgage sales in 2024, with Nuneaton and Bedworth and Wandsworth also ranking highly.

21 August 2026 · 2 min read
CHL Mortgages Expands Bridging Loans for Borrowers with Adverse Credit
Market Updates

CHL Mortgages Expands Bridging Loans for Borrowers with Adverse Credit

CHL Mortgages has broadened its bridging loan range to include borrowers with adverse credit and introduced automated valuation models for eligible properties.

21 August 2026 · 1 min read
Halifax Announces Rate Cuts Across Mortgage Products
Market Updates

Halifax Announces Rate Cuts Across Mortgage Products

Halifax has introduced rate cuts of up to 13 basis points on selected mortgage products, including homemover, first-time buyer, and remortgage ranges.

21 August 2026 · 1 min read
Foundation Home Loans Expands LTI Criteria for Higher Earners
Market Updates

Foundation Home Loans Expands LTI Criteria for Higher Earners

Foundation has updated its loan-to-income criteria, allowing higher-earning residential borrowers to access up to 5.99 times income, including joint and JBSP applications.

21 August 2026 · 1 min read
Inheritance Tax Receipts Reach Record £3.2bn, HMRC Reports
Market Updates

Inheritance Tax Receipts Reach Record £3.2bn, HMRC Reports

HMRC figures show inheritance tax receipts rose to a record £3.2bn between April and July 2026, with future increases expected due to asset values and unchanged tax thresholds.

21 August 2026 · 2 min read
CHL Mortgages Expands Bridging Finance Criteria and Introduces AVMs
Market Updates

CHL Mortgages Expands Bridging Finance Criteria and Introduces AVMs

CHL Mortgages has widened its bridging finance criteria to accept more adverse credit cases and introduced automated valuation models to speed up applications.

21 August 2026 · 1 min read
Bridging Sector Faces Scrutiny After MFS Collapse and Regulatory Probe
Market Updates

Bridging Sector Faces Scrutiny After MFS Collapse and Regulatory Probe

The collapse of Market Financial Solutions has prompted regulatory investigations and increased scrutiny of the UK bridging sector, with industry figures divided on the long-term impact.

21 August 2026 · 2 min read